Retail Banking

Terms and Conditions

Digital Banking & Payment Services


(1). Fund Transfer

    With our Electronic/Instant Funds Transfer, our clients can transfer funds across any bank in Nigeria at large. Our funds transfer system, supports the transfer of funds from our correspondent bank to any bank branch in Nigeria the clients' desires with minimal fees or charges.

    While our clients sit back and relax, we initiate and complete the instant fund transfer based on clients' requested. and the beneficiary is paid instantly after confirmation of the necessary requirements.

(2).Fund Management

    We explore all statutory required deposits being mobilised from the public as source of funds to give it out as risk asset which is well managed in the prevailing market price.

    We follow through the pros and cons of each risk asset in details, analyze the risk factors carefully before finalizing the plan. We also appoints good financial planning manager who takes care of all our investment eith the requirement, income, stability etc. to decide the best plan for you.

(3). In-branch Banking

    We are committed to help improve business opportunities of our customers by availing them of good credit facilities, fixed deposit, quality service deliveries, corporate social responsibilities as they walk into our branch.

    Our In-branch banking varies as we meets up every customer request with quick turn around time on our service delivery.

(4). Correspondent Banking

    Our Core Banking Application "BankOne" allows correspondent banking like withdrawal, deposit through Stanbic IBTC bank Plc accross the nation which impact the customer's account domiciled with Asset Matrix Microfinance Bank Limited on real-time process.

    We have co-branded cheques for both corporate and personal current account in which AssetMatrix MFB customers can issue the co-branded cheques to third party withdrawal or clearing process as cashless economic initiative

(5). Bills Payment & Instant Recharge

    Our USSD instant recharge is accurate as customers recharge via their account domicile with us and also pay any otheir utility bills, cable tv bills, fund transfer, mobile banking, internet banking and any other branchless banking as requested by them

    Customers without account with us can deposit or withdraw from their correspondent bank at stressfree of little charges.





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